Did you know using your credit card helps build up your credit score? A track record of responsible use creates a positive profile and could help your credit score. And you want to improve that score when interested in financing an auto purchase.

Don't "max out" those credit cards, though. Doing so drives down a credit score because it looks like you aren't in control of your borrowing. If you have high balances, start the process of paying them down. And make sure you pay all your bills on time.

Mistakes happen. Even creditors and the credit reporting service make them, too. Request a copy of your credit report and look for errors. Any false negative information needs to be removed, as it would improperly drag down your score.

We try to be as fair as possible at Earthycars when we assist people looking for auto financing. Contact our offices in Williston about our inventory and loan requirements.


Categories: Finance