Your credit score is a three-digit number that allows creditors to access your financial health. A higher credit score will lead to more financial opportunities. It will also help you get better interest rates. You don't just need to pay attention to the three-digit number, but you should also look at the report itself. Make sure that there are no errors on your credit report. You can dispute the errors and have them removed. This can cause your credit score to go up by several points.
You also need to get a handle on your bills. Try to avoid paying your bills late. Not only do late payments cause your credit score to drop, but the late fees can also be expensive. You may want to put your bills on auto pay so that you don't miss a payment.
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