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Get Pre-Approved for Used Car Financing at Earthycars

Buying a used car can be an exciting but sometimes stressful process, especially when it comes to figuring out your financing. At Earthycars, we want to make it as simple and transparent as possible for our valued customers in Williston, VT and surrounding areas. That's why we recommend getting pre-approved for used car financing before you even start shopping for your next vehicle.

 

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What Does All This Auto Finance Terminology Mean?

When you're trying to lease or purchase a vehicle from a dealership, there's nothing more frustrating than being presented with vague financial terms that you're not familiar with. Things like APR, co-signers and credit scores can play into your ability to purchase a vehicle -- let's talk about how.

When buying a vehicle, the best thing you can do is pay in cash. If that's not an option, you'll likely be paying with credit. In order to qualify for an auto loan, your dealership will likely run your credit score to see if you've…

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Improving Your Credit Score

Your credit score is a three-digit number that allows creditors to access your financial health. A higher credit score will lead to more financial opportunities. It will also help you get better interest rates. You don't just need to pay attention to the three-digit number, but you should also look at the report itself. Make sure that there are no errors on your credit report. You can dispute the errors and have them removed. This can cause your credit score to go up by several points.

You also need to get a handle on your bills. Try to avoid…

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Improve Your Credit Score for Better Auto Financing

Did you know using your credit card helps build up your credit score? A track record of responsible use creates a positive profile and could help your credit score. And you want to improve that score when interested in financing an auto purchase.

Don't "max out" those credit cards, though. Doing so drives down a credit score because it looks like you aren't in control of your borrowing. If you have high balances, start the process of paying them down. And make sure you pay all 

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