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When you're trying to lease or purchase a vehicle from a dealership, there's nothing more frustrating than being presented with vague financial terms that you're not familiar with. Things like APR, co-signers and credit scores can play into your ability to purchase a vehicle -- let's talk about how.

When buying a vehicle, the best thing you can do is pay in cash. If that's not an option, you'll likely be paying with credit. In order to qualify for an auto loan, your dealership will likely run your credit score to see if you've…

Your credit score is a three-digit number that allows creditors to access your financial health. A higher credit score will lead to more financial opportunities. It will also help you get better interest rates. You don't just need to pay attention to the three-digit number, but you should also look at the report itself. Make sure that there are no errors on your credit report. You can dispute the errors and have them removed. This can cause your credit score to go up by several points.

You also need to get a handle on your bills. Try to avoid…

Did you know using your credit card helps build up your credit score? A track record of responsible use creates a positive profile and could help your credit score. And you want to improve that score when interested in financing an auto purchase.

Don't "max out" those credit cards, though. Doing so drives down a credit score because it looks like you aren't in control of your borrowing. If you have high balances, start the process of paying them down. And make sure you pay all 

Dealers and buyers are going to have to negotiate in order to find a good deal that they both can agree with. For those of you that want to walk away with a vehicle and a good deal, then you are going to have to make sure that you know the market value of the vehicle.

If you know the market value of the vehicle, then you can make a deal for a price that is below the market value. As the negotiations move forward, you can actually sweeten up the deal. This can move things in your favor when…